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Uncovering Opportunity in a Crisis
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Tough times ... would be nice to have a financial institution that gives back its earnings to its customers and local communities.
"It's true with a credit union you give up convenience, but in return, you get better deals," says Clark Howard, author of Get Clark Smart: The Ultimate Guide for the Savvy Consumer and host of a nationally syndicated radio talk show on finances.







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Uncovering Opportunity in a Crisis

"In a crisis, be aware of the danger-but recognize the opportunity."
~John F. Kennedy~
DCCU :: dNeero

What's your biggest fear related to the economic crisis?

  >loss of job

    lower wages

    less credit

    loss of wealth

    economic depression

    emotional depression

    increase in national debt

    higher crime rate

    loss of retirement funds

    not being able to pay medical expenses

    not being able to afford school

    other

If 'other' above, please specify.

How confident are you that President Barack Obama will improve the economy?

not very
1.0
2.0
3.0
4.0
5.0
very

For your own personal and family's financial well being, what have you done or will you do to weather this tough economic period? Choose all that apply.

  >conserve (e.g., lights, gasoline, food, holiday shopping, etc.)

    use coupons and/or find sales

    move to safer financial instruments like Certificates of Deposit

    use credit card(s)

    obtain personal loan

    obtain equity loan

    drawdown savings

  >get a job or additional job

    refinance mortgage

    give less to charity

  >tax avoidance

    downsize home

    use credit counseling

    delay routine medical/dental care

    delay household and automobile maintenance

    move to a financial institution with lower rates and fees

    nothing

    other

If 'other' above, please specify.

How often do you talk about the financial crisis with family, relatives, friends, co-workers, etc.?

  >never

    once a day

    more than once a day

    every other day

    once a week

    every other week

Given the current financial and economic climate, what would you recommend to a teenager who was about to join his/her first financial institution?

Save money for his / her future.


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